• Advantages Of Direct Marketing

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    January 31, 2020 /  Market and Franchise

    B2B direct marketing has been proven effective through all ages. Much more, today’s modern time calls for a regular direct marketing imposture for you to be able to keep in touch with the businesses’ fast paces.

    Direct mail can be used for other reasons besides making a direct sale.

    Flexible Targeting

    B2B direct marketing enables you to talk directly identify, isolate and represent with well-defined target markets. This means you get a higher conversion and success rate than if you tried communicating to everyone in the mass market. And direct marketing online is also far cheaper than mass market communication.

    Multiple Uses

    B2B direct marketing doesn’t just have to be used to sell – it can be used to test new markets and trial new products or customers, to reward existing customers to build loyalty, collect information for future campaigns, or segment a customer base.

    Cost-Effectiveness

    The cost per acquisition of direct mail can be significantly less than other marketing methods. Plus once you’ve acquired a customer, you can also benefit from highly profitable repeat sales, gained once again through marketing methods.

    Ease of Management

    It provides greater control and accountability than other marketing methods. It is easy to measure results because you know exactly how many people you’ve contacted in the first place. Once you’ve run a direct marketing campaign and know the conversion rates involved, you can work on refining and improving your success rates. Plus it also makes it easier to plan, forecast and budget for future direct marketing campaign.

    Rapid Delivery

    Direct marketing is both swift and flexible in achieving results. This is especially true for telemarketing, one of the direct marketing tools, as the results of a conversation can be logged immediately and scripts adjusted straight away to improve results.

    Testing Capability

    It allows you to test, test and test again in order to hit upon the most successful combination of direct marketing tools. Any of these variables such as timing, list, message, mailer and offer can be adjusted, tested again, and measured to find the optimum proposition.

    Relationship Building

    Direct marketing is far more effective at initiating and developing a meaningful dialogue with new customers. From the outset you have a direct relationship with them, which can also be used as part of a push pull strategy to stimulate demand for retailers.

    Targeting of Messages

    It can enable you to target different messages to different recipients. Using technology such as digital printing, it’s even possible to display different images, designs and offers in a direct mailer according to who it’s being sent to, as well as personalising the mailer to the recipient to increase conversion rates.

  • It Is Now Easier To Get A Wachovia Loan Modification

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    January 31, 2020 /  Financial Plan

    Frustrated borrowers stuck with the risky and unaffordable Pay Option ARM loans may be getting a break on their applications for a Wachovia loan modification. The recent final approval for the purchase of Wachovia by Wells Fargo Bank may open the door for a more aggressive loan modification program for homeowners facing default on their mortgage loans. Prior to the announcement of the purchase, Wachovia had implemented a beneficial loan workout program that offered their clients a low, step rate loan modification to help them avoid foreclosure and stay in their homes.

    However, during the finalization of the Wells Fargo take over, borrowers experienced an extremely uncooperative response when applying for a Wachovia loan modification. The previous program was discontinued, and borrowers were routinely told that Wachovia was not offering any type of loan modification program to needy borrowers. The most a homeowner could hope for was a payment deferral or repayment plan. These two options are short term solutions at best, and not beneficial to the majority of borrowers as a long term solution.

    Now that shareholders have given the final approval for the buy out, predictions are that a more aggressive Wachovia loan modification program will be implemented to quickly resolve the high default rate on Pay Option ARM loans written for the majority of Wachovia customers. Wells Fargo $12.7 billion acquisition faces immediate stress as home foreclosures keep rising and unemployment forecasts paint a dim, and lengthy recession threat.

    Wells Fargo now owns $482.4 billion dollars in a loan portfolio that will produce $60 billion in losses over the next three years, and about 60% of that will come from the Pay Option Arm mortgages. That is a big incentive to find a cost effective, far reaching and streamlined Wachovia loan modification program to help the lender get those bad loans off their books. Homeowners who have been facing a brick wall may now find that they will have the opportunity to obtain a loan workout to avoid foreclosure and stay in their home.

    Borrowers trying to get a Wachovia loan modification will have to be patient and persistent for now. There is no time line in place yet, however homeowners who are actively pursuing a loan workout with Wachovia should stay the course and work within the current system so that they will be in position to move forward as soon as any new program is implemented. Wells Fargo will have to make some tough decisions on how to best write down these loans, but borrowers could see a real benefit as the lender moves forward to clean up the mess they inherited.

  • How To Find And Get Free Money For School Fast, $10,000 With No Credit Checks Or School Loans

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    January 30, 2020 /  Money and Bank

    With the way the economy is today, and how most college funding sources are cutting back. Its essential, to think outside of the box and find out how to get free money for school. And if you can do it fast, without credit checks or high interest loans the better.

    Before I give you the tactic to use to find funding for your school, let me let you in on a big tip to finding the money you need today.

    Most financial aid counselors, teachers and parents mean well when they tell you to apply for Fasfa and government aid. But in reality, they have no clue about how things work anymore.

    These traditional resources used to work, 10 to 20yrs ago but today they are overwhelmed with all the people entering school and older people going back to school.

    This makes it impossible for you to get the money you need, and it leaves you to resorting to getting school loans that leave graduates in debt for an average of 30 to 40yrs.Not Good!

    If you are just willing to think different and learn how to get free money for school, from non-traditional sources you would be way better of!

    Here is one very effective way you can use this week, to get the college funding you need fast

    Im talking about online funding giveaways and contests. Now, before you start forming your own opinion, hear me out

    These are nothing like lotteries or empty promise companies, that charge you just to enter for a chance to win something.

    There are tons of websites all over the place that offer money for school, that you register to win. What you end up doing is filling out surveys on how you think, how you spend your time online, what mosts interests you online and what are your top visited websites.

    They then take this information and sell it to third parties for market research. This helps them structure their advertising and products. So you buy more.

    In turn, they pay a fee to the website that sold them the information. This is how they can provide money for your school funding for free.

    Very simple, but most students just don’t have the know-how to think outside of what everybody is telling them to do.

  • Keeping Up With Market Trends Best Move For Landlords

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    January 30, 2020 /  Market and Franchise

    Before you go into any business, it is strongly recommended that you educate yourself about all facets of the industry you are going to participate in. By knowing what is happening in the market and how it would affect your business both in the short and long term, you would be able to carefully plot a course that your business will take. In the rental property industry, the same holds true what with it being a volatile market at times.

    For example, if you look at the data for the year 2011, you would see that it was a good year for landlord as vacancy rate is low. This means that most of the rental properties in the market were occupied for the most part of that year. One of the reasons is still the housing market crash in previous years. The result of foreclosures is that many families were forced to move out of their homes and instead just rent for the meantime.

    But how do the figures from 2011 compare to data in 2010? Is there an improvement in the market in favor of landlords? If there is, then can you determine how far this improvement would go in the following years? On the other hand, if there is a decline, can you see what factors can affect the trend? Will the skid be arrested earlier this year or will it continue into the near future?

    By studying the data from previous years and taking account the predictions for the housing market, you would have a good idea what would be in store for your business. If it is going to be a good year ahead, it would make sense to invest in another rental property. On the other hand, if the market outlook is not so good, you could brace your business for what will transpire in the next few quarters.

    If you are adept at reading data and interpreting them, you are giving yourself an edge to be successful in the industry. If on the other hand, you are not sure about your deduction skills, you can always hire a rental property manager or a management company that can help you out with this issue.

    Elaine Salt invites you to visit Salt Lake Property Management to learn more information about property management and how to grow your rental property business.

  • Adopting Mobile Cloud Accounting Technology Into The Financial Workplace

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    January 29, 2020 /  Financial Plan

    How technology has affected the financial department in organisations?
    Theres no doubt that new cloud technology has had an incredible impact on todays workplaces, particularly those who work in, or are involved with the financial aspects of an organisation. Over the last few decades, new and different technology has been injected into the workplace at an ever increasing rate. One of these is the use of the mobile device.

    Smart phones, netbooks, iPads and other such tablets detach us from our desks and give us the freedom to roam with our work. Imagine using a cloud-based accounting and finance system. This would allow you to review budgets or produce financial reports from the garden, a taxi, or even on holiday. Having access to your financial data and information, whenever is suitable for you and wherever you are, cant be a bad thing for business.

    Managing the accounting and finance function on the go
    Most businesses have adopted mobile technology in some way or another, as its hard to ignore the lure of the high mobility and other strengths that come with cloud computing, particularly for accounting and finance professions. Smart phones started this revolution, and they are now an important device for the hard working professional. But now, the tablet device has enhanced our mobile experience even more. Theres more mobility offered than we get with laptops, and the screen is bigger than you get with smart phones, making it all the more easier to view and analyse your financial budgets, reports, expenditure, etc

    Tablets enhance user experience
    How many times have you been in a finance or board meeting and someone has requested some information that you can only provide once youre back at your desk? Well, with a tablet or any mobile device its right at your fingertips. It can be discussed straightaway, a decision taken and communicated to the business without you leaving your meeting.

    With easy access to email, calendar and contacts built in to most devices, the most simple business functions are now easy to get up and running in a few easy steps. Add on many of the freely available apps and you have a fully functioning business tool.

    Where next?
    All mobile devices are tools that should ultimately enable, not disable business. So if you find a cloud-based accounting and finance system that allows you to work on the go, and allow other people access to the information they need without needing your help, then the way organisations are run can change for the better.

  • How To Make Money With Videos And Maverick Money Makers

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    January 27, 2020 /  Money and Bank

    You can easily make funny video websites, and then profit from them nicely. This is a new trend in internet marketing and produces great profits with Maverick Money Makers.

    Key to the development of a video is a catchy domain name and video title. A catchy, unique and memorable name is key to not only getting traffic but maintaining traffic.

    2. Getting the videos.

    You can easily lift videos from popular video sites or do linking and back linking with other video sites as well. Many sites are created to share videos as well. So getting the videos to supply for your funny video website is relative easy.

    3. Making the Money with Maverick Money Maker

    Making money off your site is going to consist of different forms income streams. From click on ad’s, banner advertising, and actual products which you can sell on your site and receive heavy commissions from.

    Start Pay per click accounts at Google and Yahoo. I suggest you then find ind internet products which will coincide with the type of videos you’ll be showing to promote Maverick Money Makers. Once your site develops traffic, you can start to hit up larger business’s for banner ad’s which can pay you very well to advertise on your site. The combination of different income streams will bring in a steady income flow as long as your traffic is ramped up.

    4. Putting your site together.

    There are specific programs you can get for building sites. They will take the headache of “coding” and allow you to set up your site quickly and effortlessly. A good ” how to make a video website” book or manual will show you exactly what needs to be done to produce a profitable site to market Maverick Money Makers or any other product that you may be interested in.

    Maverick Money Makers is a private
    society that will teach you how to
    build a six-figure a month business on the internet.
    If you want to make money online,
    join the society before it’s too late.

  • Choose The Best Marine Insurance Providers In India Insurance Guide

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    January 25, 2020 /  Tax and Insurance

    Marine Insurance, it must be understood covers the loss or damage of ships, cargo, terminals, and any transport or property by which cargo is transferred, acquired, or held between the points of origin and final destination. Its value therefore can easily be understood. It is especially critical for fishing industry for it is extremely unlikely that the sea would not turn choppy and if it so happens which invariably happens there is every likelihood that there would be huge loses both of material and of men. It is here that marine insurance comes handy as it ensures that in case of any such nasty events the loss at least of property would be borne by the insurance companies.

    The popularity of marine insurance can be gauged from the fact that today there are a large number of insurance companies that provide marine insurance. However, it is advised that people do a thorough research before opting for the policy of any company. This is an extremely monumental job as there are a number of companies that offer marine insurance so it is difficult to properly research them.

    It is here that Jai Insurance Brokers, a highly reputed name in the field of insurance sector, swings into action. It has the list of all such reputed and credible insurance companies that provide marine insurance on its website. All that people have to do is to log on to their website and the list of all the companies along with their terms and conditions would be available to them.

    Then again Jai Insurance Brokers also provide online facilities to its clients which spares them from the difficulties of commuting to the office as they can purchase and make payments online. Furthermore the agents of Jai Insurance Brokers are not only extremely courteous but they are also ever willing to go to any length to serve their esteemed customers. The fee that is charged by the company for the services that it provides is also extremely reasonable.

    It is the combination of all the above mentioned reasons that has propelled Jai Insurance Brokers on the top slot amongst everyone who might be interested in availing a marine insurance policy and judging by the popularity being enjoyed by the company it can easily be said that coming days would be even better for them.

    For more information visit us at

  • Premium Finance – Create Wealth And Retire Early

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    January 25, 2020 /  Financial Plan

    Hello, this is Lynette, a Relationship Manager from Premium Finance. I had the most delightful clients in the other day who wanted to go into an investment with their son and daughter -in-law, the motivation being that the son wanted to create wealth and retire early, not like Mum & Dad who were still working in their late fifties.They offered their home as security which was a lovely and generous offer however they didn’t understand the ramifications of doing this. The wanted to borrow the money from the bank in all their names and have a 25% share each in the investment.
    The first issue I found was that Mum & Dad had very little superannuation and actually needed much more assistance then the young couple. If the four clients had of went ahead with their plans without seeking advise they would have held each other back in their attempt to create wealth. A bank will take the stand that even though the debt is in 4 names, they take it that each individual actually is responsible for 100% of the repayments on that debt. It is like the other 3 parties don’t exist. This would have resulted in all parties being liable for the debt and as a result each individual would have struggled on their income to obtain any more borrowings from the bank for future investment. This meant that they would have had only the one investment which would not have created the wealth they were seeking. The solution to the problem was that Mum & Dad did assist their son into an investment but in his and his wife’s name only. Mum & Dad also went into their own investment and are on target to do another investment in 6 months thus increasing their asset position and provide an income in retirement. Getting the right loan structure can be vitally important sometimes especially in this case and getting professional advise is a very wise move. Remember the Bank is not your friend and doesn’t have your best interests in mind – WE DO THOUGH !

  • Secret Offshore Bank Account – Is It Possible

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    January 25, 2020 /  Money and Bank

    Secret offshore bank accounts are the stuff of legend. This article intends to debunk some of the myths about secret offshore banking by setting out what is and isn’t possible.

    1) It’s impossible to open an offshore bank account without first somehow identifying yourself. This means sending a notarized copy of your bank account/passport details to the bank or intermediary.
    2) Most offshore banks will also require a reference from a bank at home.
    3) If you open an offshore account in the name of your offshore company, you still need to provide all the formation documents, and the name and address of a real person. No bank will let a faceless entity open an account without pinning it down to a real person.

    So how is it Secret?

    Well, the reasoning behind all this, is that if you open an offshore account the bank may let you have a ‘number’ rather than a name. This so called ‘numbered account’ allows you to send wire transfers without third parties knowing who you are. An account in the name of a company will do a similar thing, allowing you to send and receive payments almost anonymously, because the company name rather yours will show up on all transactions.

    The problem is, this doesn’t shield you from government inquiries. If for example a government authority suspects you of having an undeclared offshore account, that you are hiding money from your spouse or otherwise engaged in funny business they can go to the country or bank in question and request your details. While some countries will reject the majority of these requests others are more pliant.

    Switzerland and the Cayman Islands are two in particular that co-operate with US and EU authorities. Although both have strong bank secrecy laws on paper, these are not so closely followed in practice. Swiss banks UBS and Credit Suisse have made headlines recently over IRS investigations into US held offshore accounts.

    The truth is, if you really want a secret account you may have to look further than ‘traditional’ tax havens. That means jurisdictions without tax-information exchange agreements or other links to high-tax countries.

    Another option is using an offshore bank account alternative. This could be (for example) sending your funds to a trust company which then opens a bank account for you in their name. Although this is also not 100% foolproof, it does offer another level of privacy in the same way that an offshore company will shield your identity.

    Whichever option you choose to take, it pays to follow some ‘golden rules’ of privacy:

    1) Limit the number of people who know about the offshore bank account to as few as is humanly possible.
    2) Fund the account with a cheque or western union transfer, rather than by wire from your home bank. 3) Never send funds directly back home from the offshore account.

    Good luck!

  • Manifest Money By Falling In Love 5 Simple Ways To Love Money

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    January 23, 2020 /  Money and Bank

    Manifesting money is easy once you’ve fallen in love with it.

    Most people do not love their finances, because it’s in a negative state. Fall in love with money. Be clear about the amount of moolah you want to manifest. State it and mean it! It should not be how much you can earn, but how much you want to receive.

    Money is magnetic energy. You are a magnet that attracts all things via the signal you emit through your thoughts and feelings. To become a powerful magnet of prosperity, fall in love with money and believe that you have what it takes to attract it.

    Why People Hate Money

    1. They don’t have enough of it
    2. It’s hard to find and make
    3. It’s associated as the source of all evil
    4. The belief that they can’t be rich
    5. The belief that it’s the only source of happiness

    Most people are attracted to things they love; the same is true with loot. If you want to manifest riches, the first step is to fall in love with it.

    You may be thinking “Isn’t it true most people have very little or no funds at all?” If this is your BS (Belief System) this is the reason, why you haven’t fallen in love with money. You believe it’s not easily available to you.

    There are people who mistreat, behave and talk bad about those who have large sums of dough in their possession. In doing so, the Law of Attraction is reversed and works against them causing them to lose out.

    There is another group of people who associate this currency with evil. They believe wealth is the source of all evil and thus end up hating it. While there are others who even go to the extent of killing for cash.

    How to Fall In Love with Money

    1. Be clear about the amount you want to manifest
    2. Believe that you have what it takes to attract it
    3. Know it’s needed to live a fulfilling life
    4. Understand that it’s a good thing
    5. Remember there’s an unlimited amount available to you

    There are those who say that money is not everything nor is it the only source of happiness. However, it is not possible to accomplish or own anything without currency.

    Money is used to accomplish a lot of things both good and bad; therefore it is upon you to decide what you intent to do with it once you have it.

    Most people limit themselves as far as how much capital they would like to have. It should not always be about how much you can make but rather how much you want. And there is no limit to what you can achieve as long as you know how to manifest money.